Typically beginning in late May, these storms can strike upon us rather quickly and cause devastating damage in a matter of minutes.
After a damaging storm, if the opportunity exists, take a couple of photos of your vehicle for your insurance records. If you aren’t sure that the damage exceeds your deductible, you may want to contact us for a review. These Hail Evaluations are free, and we will look over your vehicle to get an idea as to the amount of damage involved. We will inspect for cracked paint and damaged trim or moldings while inviting you to look over the vehicle in our Light Tunnel.
Based on this brief assessment, you will know if filing a claim makes sense. Keep in mind that the comprehensive coverage of your policy covers acts of nature and your insurance rates will not go up as a result of you filing a claim. Once you have contacted your insurance company you will be provided a claim number, and this is often all that’s needed on your part for us to handle the process from there.
Your insurance company may ask you to take the vehicle to a particular body shop within their network as a cost-saving measure for them. Most body shops are not particularly fond of hail. They make their living by replacing panels and painting cars from collision damage. PDR is a service typically farmed out from within their shops and they make a percentage from that labor.
The insurance company has an obligation to cover the costs of repairing your vehicle according to your policy. Your deductible is a charge the insurance will deduct from the check they issue for the repairs and the body shop will be collecting that amount from you, out of pocket.
Dents By Hand has a generous deductible assistance program for our clients, geared towards reducing your deductible — or eliminating it altogether. We know legal methods which allow you to stay in the good graces of your insurance coverage and result in zero out-of-pocket expense on your part. Our Hail Evaluation process will determine what we can do for you!